At First Call Claim, we provide loss assessment and insurance claim assistance for subsidence issues.
Subsidence in your home should not be taken lightly. Subsidence occurs when the ground under your home sinks or collapses and can cause sever structural damage and weaken the integrity if your property. As the ground sinks it takes the buildings foundations with it putting strain on the structure and casing cracks to appear. If caught early, subsidence can be easily repaired by finding and removing the cause. However, if ignored, large scale foundation repairs and underpinning will be necessary.
At First Call Claim, we have decades of experience with subsidence insurance claims and we have negotiated countless successful settlements for our clients. Our loss assessment team will accurately assess the situation and quantify the total cost of repair works. We will then present a detailed report and our findings to your insurance company and negotiate with their loss adjusters to ensure a fair settlement.
It can be difficult to know where to begin when your home is suffering from subsidence issues. The claims procedure can be complicated and often causes unneeded stress. At First Call Claim, we over 25 years of experience assisting clients with their subsidence insurance claims. Our expert team will carry out an in-depth survey and quantify the total cost for all the necessary repair works. We will negotiate on your behalf in order to maximise your entitlement and compensation in line with your insurance policy.
What are the subsidence warning signs?
There are a number of warning signs you should be aware of. These include cracks wider than 3mm, diagonal cracks that are wider at the top than the bottom, cracks that are visible inside and outside, cracks close to doors and windows, wallpaper crinkling where the wall joins the ceiling, and doors and windows sticking as their frames warp.
What should I do if I notice subsidence?
Before you make a claim for subsidence repairs, you will first need to assess the extent of the damage. Subsidence repairs can vary from the simple removal of the cause to more extreme remedies like underpinning the foundations. Call First Call Claim if you notice any problems and we will arrange for an in-depth survey to take place.
How can I get a fair settlement for my subsidence claim?
Insurance companies and their loss adjusters will read their policies in their own favour to maximise their bottom line. First Call Claim is well aware of insurance companies' responsibilities and their claims procedures. We will ensure that you receive the fair and full settlement that you are owed for your subsidence claim.