At First Call Claim, we provide loss assessment and insurance claims assistance for business interruption claims.
In certain situations, property damage, as well as equipment and machinery loss caused by fire, floods, storms, burst pipes, theft, etc., will affect your ability to trade as a business and pay employees. In some circumstances, your business may be forced to close for a substantial amount of time. Business interruption insurance covers you for the loss of income that will occur during the closer. Business Interruption losses are often far greater than business owners anticipate. This is why it is of the utmost importance that your business interruption claim is assessed and prepared correctly before it is submitted to your insurance company.
First Call Claim has decades of experience and we have successfully negated settlements for numerous business interruption claims. With our in-depth knowledge of business interruption, we will accurately assess the total loss occurred and present our findings to your insurance company. We will negotiate on your behalf in order to maximise the settlement in line with your insurance policy.
Business Interruption Insurance Claims
It can be an extremely difficult and upsetting time when your business is unable to trade as a result of damage or loss. If you have employees then their income is also at risk. This situation is not helped by the added stress of complicated and time consuming insurance claim procedures. At First Call Claim we have over 25 years of experience and are deeply knowledgeable about all aspects of business interruption insurance claims. Our expert team will accurately assess and quantify the total loss and negotiate with the insurance company to secure a fair and full settlement.
Business Interruption – FAQs
What does business interruption insurance cover?
Business interruption insurance replaces the income lost in the event of a business closure or stoppage. The exact details will vary from policy to policy. However, most will cover you for loss of income, operating expenses, a move to a temporary location if necessary, payroll, taxes, and loan payments.
How can I get a fair settlement for my business interruption claim?
Insurance policies are open to interpretation and insurance companies and their loss adjusters will read their policies in their own favour. First Call Claim is well aware of insurance companies' responsibilities and their claims procedures with particular expertise on commercial and business policies. We will ensure that you receive the fair and full settlement that you are owed under your policy conditions.
Can I handle my business interruption claim myself?
Yes, you can look after your own business interruption claim. However, these types of insurance claims are rarely straightforward. Having a loss assessor like First Call Claim on your side can simplify the process and prevent unnecessary stress. We have years of experience with business interruption claims and will work to ensure a swift settlement.